dollarfinance 
Whether you’re attempting to get a mortgage, auto loan, a new apartment, or a public welfare benefit, you often need to prove you earn the correct amount of money to qualify. In the case of a mortgage, loan, or apartment, the company must verify you earn enough money to afford the monthly payments. When applying … Read more
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as “good” debt. But sometimes the distinction between “good” and “bad” debt isn’t so clear-cut. In fact, because of this generalization, some people make the decision to refinance their … Read more
House hunting is a bit like dating. Sometimes, you fall for the wrong person – or the wrong house. It’s not at all unusual to fall head over heels in love with a house that’s way out of your budget. You feel like you just have to have it, so you pull every string you can to get approved for a bigger mortgage. But … Read more
As the old saying goes, nothing is certain except death and taxes. Nobody loves either one of these things — and when you put the two together, people hate the combination even more. The best example of this is the federal estate tax. For decades, Republican politicians in the United States have argued that this “death … Read more
In late December 2019, President Donald Trump signed into law the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). Many of the changes volleyed around Capitol Hill for years, and proponents tout them as the most comprehensive retirement changes since the 2006 Pension Protection Act. Given its bipartisan support, the changes aren’t exactly … Read more
An unfortunate fact of life is that your debt doesn’t disappear when you die. Your heirs can inherit some types of debt, along with any positive financial legacy you leave. If you have a mortgage, someone will remain responsible for paying it if you die — such as your spouse, if they’re a co-borrower or … Read more
Founded over a century ago as a workers’ compensation insurance company, Liberty Mutual (aka Liberty Mutual Insurance) offers a range of insurance policies, including auto, homeowners, renters, life, and pet. It also offers various business insurance policies, including workers’ comp insurance, plus annuities and employee benefits. Liberty Mutual’s closest competitors include major home and car … Read more
