Think you don’t need a renters insurance policy unless you’re older, well-off, and have expensive furniture or art collections? If so, you’ve bought into one of the myths about renters insurance. And without basic personal liability coverage for your property, you’re playing fast and loose with your financial future. Peace of mind is priceless, and … Read more
While it often gets overlooked, disability insurance is an important type of coverage that can protect you from the financial impact of an unexpected illness or injury. We’ve analyzed several disability insurance companies, comparing their benefits, cost, elimination period, and definition of disability. Read on to learn about the best disability insurance companies and determine … Read more
According to LIMRA’s 2023 Insurance Barometer, about 52% of Americans are covered by some form of life insurance. That leaves about 2 in 4 with no coverage at all. Are these people playing fast and loose with their surviving heirs’ finances? The short answer is: possibly. How much life insurance you should have — and … Read more
According to LIMRA’s 2024 Life Insurance Barometer Study, approximately 42% of Americans say they need or need more life insurance. That’s a large number of people without financial protection for their families should the worst occur. If you’ve been hesitant to get life insurance out of concern that it’s too costly, too difficult to get, … Read more
If you own a car, you probably know you need to carry auto insurance. All 50 states require drivers to have car insurance with certain minimum coverages, mainly to compensate for injuries and property damage due to vehicle crashes. If you lease your car or take out a car loan to pay for it, you … Read more
Not everyone needs every type of insurance. There are hundreds of types of insurance out there, and some are extremely obscure. Celebrity sommeliers sometimes insure their noses and palates. Nervous fiancées can buy wedding insurance. The truly paranoid can buy kidnapping insurance and even alien abduction insurance. Still, everyone should have at least two types … Read more
Driving for a ridesharing app is a reliable side hustle. Thousands of Americans earn extra income driving for Uber, Lyft, and smaller ridesharing apps. Many users assume that their app’s rideshare insurance policy protects them from the moment they log into the app at the start of a shift until they’ve dropped off their last … Read more
Diabetes is a chronic health condition caused by improper regulation of insulin, the hormone that breaks down glucose (sugar) in the bloodstream. Left untreated, it can cause a slew of complications, including cardiovascular disease, nerve damage, kidney damage, and blindness. These complications can shorten the lifespans of people with uncontrolled or poorly controlled diabetes, making … Read more
About 11.5% of American adults smoked cigarettes in 2021, according to the Centers for Disease Control and Prevention. Although smoking rates have been in decline for years, that’s almost 29 million people who regularly light up. Many, if not most, of these people need life insurance for one reason or another. But because smoking is … Read more
A slim majority (52%) of Americans have some sort of life insurance coverage, according to LIMRA’s 2023 Insurance Barometer Study. They can sleep easy knowing that their death won’t cause a financial burden for their loved ones. On the other hand, 48% of Americans aren’t covered by life insurance. Maybe you’re one of them. Maybe … Read more
