Whether it’s auto insurance, homeowners or renters insurance, or life insurance, chances are good you have at least one personal insurance policy to your name. It’s a little easier to sleep at night knowing you and your loved ones have some measure of financial protection should your luck turn. Can you say the same for … Read more
Your medical provider usually files health insurance claims on your behalf. You don’t have to deal with the potentially frustrating process of completing and filing your claim — not to mention awaiting approval from your insurer. But you may encounter situations when you must file your own health insurance claim. In an emergency, you might … Read more
There are many reasons people buy life insurance, but there’s one thing just about every policyholder has in common. Should they die while the policy is in effect, they want to provide financial protection for their loved ones. If you’re a life insurance beneficiary, you share in this promise of financial protection. But it’s not … Read more
Nothing says “rude awakening” like trudging out to your car in the morning to find the passenger window smashed and the interior ransacked. You don’t keep anything valuable in your vehicle, but the damage to your window is real. And the burglar put some serious dents in the door. You’re easily looking at a $1,000 … Read more
Give me some money, preferably in a lump sum. I promise to pay it back — with interest — when you’re older. Those payments could continue for the rest of your life. Sound too good to be true? Think again. This is the basic principle of a fixed annuity, a type of insurance product that … Read more
If you have a 401(k) and a Roth IRA, you might feel like you’re on the right track for retirement. You’re not wrong. But you might not be doing everything you can to set yourself up for a long, comfortable life after work. If you live significantly longer than you expect or incur unexpected expenses … Read more
You’re minding your own business in your car at a red light on your way to work. The light turns green, and you slowly accelerate into the intersection. Bam! A pickup truck barrels into your passenger door. Your car ends up in the ditch on the side of the road — seriously damaged, maybe totaled. … Read more
You knew your building’s plumbing was old, but you thought you’d be out of there before anything terrible happened to it. An inch of water (and counting) and several panicked calls to your property manager later, you admit you thought wrong. Now, you’re left with the massive, thankless job of replacing numerous possessions, including your … Read more
It all happened so fast. One moment, you’re driving down the street, eyes straight ahead as always. The next, you’re slamming on the brakes to avoid hitting a car speedily reversing down a blind driveway. You barely manage to stop short of the car as the driver throws it into drive and peels away. But … Read more
You weren’t shocked the driver who rear-ended you was tooling around without car insurance. You know there are uninsured drivers on the road. You weren’t too worried about what that would mean for you, either. After all, you’re a responsible driver with solid auto insurance coverage from a reputable insurance carrier. So it shouldn’t matter … Read more
