MyAmericansQuote

Nothing says “rude awakening” like trudging out to your car in the morning to find the passenger window smashed and the interior ransacked.  You don’t keep anything valuable in your vehicle, but the damage to your window is real. And the burglar put some serious dents in the door. You’re easily looking at a $1,000 … Read more

Give me some money, preferably in a lump sum. I promise to pay it back — with interest — when you’re older. Those payments could continue for the rest of your life. Sound too good to be true? Think again. This is the basic principle of a fixed annuity, a type of insurance product that … Read more

If you have a 401(k) and a Roth IRA, you might feel like you’re on the right track for retirement.  You’re not wrong. But you might not be doing everything you can to set yourself up for a long, comfortable life after work. If you live significantly longer than you expect or incur unexpected expenses … Read more

You’re minding your own business in your car at a red light on your way to work. The light turns green, and you slowly accelerate into the intersection. Bam! A pickup truck barrels into your passenger door. Your car ends up in the ditch on the side of the road — seriously damaged, maybe totaled. … Read more

You knew your building’s plumbing was old, but you thought you’d be out of there before anything terrible happened to it.  An inch of water (and counting) and several panicked calls to your property manager later, you admit you thought wrong. Now, you’re left with the massive, thankless job of replacing numerous possessions, including your … Read more

It all happened so fast. One moment, you’re driving down the street, eyes straight ahead as always. The next, you’re slamming on the brakes to avoid hitting a car speedily reversing down a blind driveway. You barely manage to stop short of the car as the driver throws it into drive and peels away. But … Read more

You weren’t shocked the driver who rear-ended you was tooling around without car insurance. You know there are uninsured drivers on the road. You weren’t too worried about what that would mean for you, either. After all, you’re a responsible driver with solid auto insurance coverage from a reputable insurance carrier. So it shouldn’t matter … Read more

Nothing can prepare you for the death of someone you love dearly. However, if you’re a beneficiary of that person’s life insurance policy, you can at least use the policy’s tax-free proceeds to settle their affairs, pay off any debts that outlived them, and replace the income they’ll no longer earn — if the life … Read more