No matter how careful you are, you probably drop your phone on occasion. If it’s cased up with a properly applied screen protector, it might be no worse for the wear, but every encounter with the ground is momentary cause for alarm. Sometimes, that alarm is justified. I’ve seen smartphones dropped into pools, run over … Read more
Allstate is an American institution. It competes against national, full-service insurance companies, including Progressive, Geico, State Farm, Liberty Mutual, Nationwide, and a host of regional insurers. Like State Farm, it still relies heavily on local agents at a time when other companies have cut costs and premiums with a direct sales model that leans heavily … Read more
Update: MassMutual Life Insurance has made the decision to end operations of Haven Life Insurance by the end of 2023. Most working-age adults need some amount of life insurance coverage. That’s where a low-friction digital underwriting solution like Haven Life comes in. It offers two term life insurance policies with affordable premiums and terms long enough … Read more
Landlord insurance provides critical financial protection against potentially costly issues that could come up during your tenure as a rental property owner, including structural damage and tenant lawsuits. Even if you own your rental property free and clear, it pays to carry enough coverage to protect against the unexpected. Plenty of insurance companies offer rental … Read more
Life insurance is for adults, right? For people with debts, assets, dependents, and mortgages? As it turns out, kids can qualify for life insurance policies too. And depending on your family’s financial circumstances and long-term goals, it might be in your best financial interest. As one of the oldest and best-known life insurance companies specializing … Read more
Next Insurance makes our list of the best small-business insurance companies because it: Caters exclusively to small businesses Offers common types of commercial insurance, such as general business liability coverage and workers compensation policies Offers more specialized business insurance policies, such as liquor liability coverage and errors and omissions coverage Shapes policies to individual businesses’ … Read more
For nearly a century, USAA (United Services Automobile Association) has offered an ever-growing suite of financial products to active-duty and retired members of the U.S. Armed Forces and their family members. According to its website, the San Antonio-based private organization was started back in 1922 by 25 military officers who couldn’t find an insurance company … Read more
Other than your monthly housing payment and perhaps your student loan payments, your car loan is probably the biggest debt you carry in your name. Add in your car insurance costs — which can be eye-watering if your auto lender requires you to carry comprehensive coverage with a low deductible — and you’re looking at … Read more
Founded over a century ago as a workers’ compensation insurance company, Liberty Mutual (aka Liberty Mutual Insurance) offers a range of insurance policies, including auto, homeowners, renters, life, and pet. It also offers various business insurance policies, including workers’ comp insurance, plus annuities and employee benefits. Liberty Mutual’s closest competitors include major home and car … Read more
