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According to 2021 data collected by the Kaiser Family Foundation, 97.3% of large firms — those with 50 full-time equivalent employees or more — offer health insurance to their employees. But just 31.9% of firms with fewer than 50 full-time employees offered health insurance benefits to employees. What accounts for the discrepancy? It’s largely because … Read more

Given sufficient time to prepare, humans anticipate and plan pretty well for planned life events, such as marriage, childbearing, and retirement. However, it’s difficult for most people to imagine – let alone prepare for – major, unexpected life changes. Serious illnesses and injuries befall millions of Americans each year, often with little or no warning. Most working adults … Read more